How to Get Secure Internet Access While Traveling

The fact that your internet service providers have the rights to record and distribute your data to third parties with or without your legal consent is unsettling as it is. With the increasing rate of hacking and identity theft, you should take measures to keep your data safe.

When you’re traveling, it gets a lot difficult to protect your data and keep your network secure since you’re always going to new places and connecting to new and unknown networks, some of which might harm your data. You might not think twice before connecting to the Wi-Fi available at the cafe you just had coffee in or share the personal hot-spot provided by your local guide but guess what? That’s not safe at all!

It can get really stressful to lose valuable information while you’re in a different country for a very important business meeting. Even if you’re enjoying a family vacation in the other corner of the world, the last thing you want is to worry about hackers and loss of crucial information.

To make things easier and more convenient, we bring you a list of measures you can take to make sure you get safe and secure internet access no matter where you are.

Take Precautions While Using The Internet

Now, asking you to avoid using unfamiliar networks when traveling is neither practical nor fair, which is why we suggest you a couple of precautions you can take in order to increase your data security.

Safer Public Networks

Always opt for networks that require you to register or sign in. Public networks that are available for free might save you a minute or two but they are totally not worth risking your data safety over.

Make sure you double check with the name of the network before signing in. There are more than one networks available in one place (mostly restaurants and malls) but most of them tend to be fake and risky.

Secure Your Browser

Make use of HTTPS — A secure HTTP protocol can keep your data much safer than one without it. This step is far more important for security, than most people think.

Trust home based networks only

Keep the important tasks for networks you can trust. Always use home-based connections for procedures that require you to enter sensitive information like your credit card details or passwords.

Use Complex Passwords

Make your passwords stronger! Avoid using passwords that are easily predictable or cracked. For example, a common line of numbers or your own name can easily be guessed. Make sure you include a couple of symbols, digits, uppercase and lowercase letters to come up with a stronger combination.

Encrypt Your Data

Use Encryption to maximize your online privacy. Encrypt everything on your laptop or phone to make sure anyone who accesses it has nothing to gain. Whether it is your iCloud backup, web browsing traffic or even for IM, encrypt everything you can.

Use A VPN

Get a trusted VPN. Using VPNs have been proven to be very effective and easy to secure your data. It is like your own private networking while flying to one state from another. VPNs are compatible with all of the modern devices whether it is your iPhone or Android, Macbook or tablet. Choose a reliable VPN and get safer internet access wherever you are.

Avoid sensitive tasks on a public network

Thing that include checking or verifying your e-mail, and your bank account are best left for the securer home connection. Similarly, online shopping and adding credit card details on websites should also be avoided on a public network. …

How to Avoid Identity Theft While Traveling

Identity theft and scams are on a rise ever since the digital revolution took over. It becomes even much bigger of an issue when you’re traveling. If you travel frequently and still haven’t paid attention to risks of identity theft, we suggest you to reconsider. Tips and tricks that are shared in this article was from Reliabe Moving – A Richmond BC based moving company. When you’re traveling, you automatically become more vulnerable to cyber-attacks hence you’re at a greater risk of being hacked or have your identity stolen. Carrying important and confidential documents, making online transactions along with extensive usage of unknown networks and unreliable public connections aid to cyber-crimes which have become a growing problem all around the world.

With modern technology, it gets a lot more difficult to maintain a protective barrier between potential thieves/hackers and your data. There are a number of ways you can minimize the risk of identity theft when you’re on the go. Mentioned below are a few tips you’ll find useful when trying to keep safe when traveling.

Always Leave Valuable Documents Behind

Whenever you’re leaving your home for a trip, always make sure you’re carrying only the essential documents. A normal person carries things like checkbooks, credit cards, bank statements and other documentations which can easily be stolen or misused. Always make sure you unpack all of the important documents you won’t need before you traveling.

Stay Alert When Using Public Internet Connections

Always think twice before logging in to your bank account, accessing your email or feeding in confidential details like your credit card number whenever you’re using an unfamiliar public network. It is totally natural for you to be using new and unreliable free Wi-Fi (loads of them!)  when you’re traveling. We suggest you to opt for the connections that requires you to sign up or register before you use them.

Erase Your Browser History and Cookies When Using A Public Terminal

If you can, avoid logging in to your Facebook or bank accounts altogether when using a public computer. You’ll really never know if someone logs in to your accounts and get access to your data when you walk away after using that PC. The cached data tends to store private information, loss of which can lead to potential identity theft and hacking.

Trust Bank ATMs Only

Installation of card readers in various generic ATMs continues to enable access to your confidential account details. It’s never a wise decision to make any transactions at the ATM available in malls, hotels or stores. If you are to withdraw cash, always go to the bank’s ATM.

Moreover, it is a good practice to check the surroundings before using an ATM machine. Make sure that there are no hidden devices installed especially above the card slot, or below. Also ensure that there’s no one around holding a cell-phone camera pointed towards the card slot.

Stay Up to Date with Your Credit Card Statements

We suggest you to keep checking and rechecking your credit card statements in case someone else might be using your credit cards. Remember to keep an eye out and stay a step ahead from potential thieves and hackers even when you’re using a trusted connection.

Keep Your Cell Phone Secure

Your laptop is not the only device that needs protection. Your cell phone is equally at risk, even more, since everything is being done via smart phones these days. Make sure your phone is locked. Set a password that’s not too easy to guess and always log out of various apps before going out in order to keep your private data safe. Change passwords and pins often to bring about a more effective phone protection system.…

How To Avoid Credit Card Fees When Traveling Internationally

Traveling around outside of your country is really expensive as it is but you can always save considerable amount of money on everything including food and hotel accommodations.

While traveling can certainly drain your wallet, especially in case your budget is unplanned beforehand, it does not necessarily have to be expensive.

The best way to cut down expense when in a foreign country is to avoid international transaction fee. You can easily save 1-3% on all foreign transactions by following the tips mentioned below.

In this article, we aim to highlight a number of ways in which you can dodge international ATM fee as well as foreign transaction fee. These include:

Use A Credit Card Without a Foreign Transaction Fee

Credit card fees are major revenue generator for credit card companies

The wisest decision you can make when wanting to avoid additional expense is to cut the cord altogether. Using a credit card that doesn’t charge you when you make purchases abroad should be the first thing you should do. These credit cards aren’t only a holy grail for travelers, you can save a lot of money by using them even when you’re not traveling.

Switch to a Bank Account That Won’t Charge You A Foreign Transaction Fee

Getting a bill on your debit card for foreign transactions is also an issue when purchasing things overseas. If you’re are frequent traveler, the amount of fee you will have to pay each time you fly out can add up to a really fat amount, hence giving your pocket a hard blow. Switch to an account that won’t penalize you when you use it out of your country.

Find Out If Your Bank Has a Foreign Alliance

You’re lucky if your bank has a foreign partner in the country you’re traveling to. It can save you loads of bucks when withdrawing money from a financial institution your bank has a foreign alliance with. If it doesn’t, we suggest you to open a new account in a bank that does and use it to get your transaction fee waived when traveling.

Exchange Currency Before You Fly

Most people get their currency exchanged after they have landed abroad which might not be the greatest idea. Try to plan things out and stick to it. Draft out an estimated budget and get your money converted before you leave your country in order to avoid paying extra money on foreign transactions.

Your bank may sell you foreign currency that won’t require you to pay extra charges which is proven a lot more convenient for overseas travelers. Getting excess to foreign funds and availing reasonable exchange rates can affect you drastically in the long term.

Avoid Using Foreign ATMs Or Banks

Some banks tend to charge you with additional fee if you access your account via an out-of-network machine. This could lead you to having lost a generous amount of cash, each time you use an ATM abroad. Now, you cannot avoid using an ATM when overseas completely but you can always minimize the number of times you withdraw any cash. Get an estimated amount of cash you might need in one go. That way, you’ll just have to pay the additional transaction fee once.

Conclusion

Indeed, all the credit card and foreign bank fees can be a source of great pain and hassle. In case you plan to use your credit cards to pay for various tourism activities and souvenirs while traveling, try to look for ways to avoid the extra transaction fees.
Check out bankrate website for the latest updated fees from major credit card companies in the U.S.

The above-mentioned tips will provide you a basis for planning your trip on a budget, allowing you to save as much as a couple hundred dollars in transaction costs. …

A Checklist For Computer Safety While Traveling

Nowadays it is essential that any travelers safeguard all sensitive data. Your location is not the determining factor that you require to preserve your computer, but you should do that all the time. There can be instances where you can get your computer infected by malicious software due to using the hotel Wi-Fi or any other shared Internet connection.

Hotel connections pose a significant danger to personal and confidential data. There is a more substantial chance of compromise when a device is taken away from its secured networks to an unsecured network area. You should abide by a checklist below to safeguard your computer.

Before you leave

If the reason for your trip is mainly business related, you should consider going with a loner computer loaded with minimal software, and it should be free of virus and sanitized. You can leave your personal fully loaded computer for safety purposes. Carrying only what you will require while on travel to get the job done, cancels the risk of getting your computer that has all primary information of the business getting compromised and losing crucial data for the company.

You should carry out the steps below for all other devices such as your laptop, smartphone, tablet, iPad, and an organizer that is hand-held. You should ensure that all necessary and sensitive data has been removed and secured elsewhere. Your cache files should all be transparent before you pack your computer and its back up. Remove all the passwords that you have saved in the laptop. Disable any remote connectivity that is attached to your devices such as file sharing, Bluetooth and Wi-Fi.

While on your trip

While on travel, you should follow these computing guidelines that are safe for your laptop.

  • You should avoid the use of public workstations and kiosk computers such as Internet cafes.
  • Avoid connecting your device to any network that needs access by downloading software on your computer.
  • While in a public place, privacy is not guaranteed. That is why you should consider using a privacy screen to prevent any snoopy neighbor from seeing what you have on your screen.
  • Do not offer anyone to use your devices while on travel. Not everyone is your friend when you are out there so don’t assume that.
  • Always refuse anyone to attach a USB or any other device that is portable to your computer. That is one way of putting your sensitive data at risk.
  • Maintain physical contact with your laptop at all times when you are in a public place. Do not leave your computer unattended during your entire trip.
  • Run your computer to check any viruses or malicious software at all times. Do not reserve that to be done when you are back from the trip.

After you are back from the trip

The first rule is always to assume that there is a possibility that your computer had some compromise while on travel. Check it for any spyware, viruses, and malware before you can connect it back to your secured networks. Do not use any software or drives that you received as gifts while you were out before an IT expert has certified them.